The Money Section of This Blog

If you check out my about page, you will see that this blog surrounds a number of topics. Lately, I have been focused on the minimalism part because I want to live my life simply. Becoming a minimalist and getting rid of my stuff that I don’t cherish has been the forefront of my life because it is what I need most. I needed to declutter because it has been stressing me out. I need to live more simply because it has positive effects on my life. I have been less depressed, less angry and more content knowing I have more free time to myself.

I’m at a point now that I can shift my focus onto other areas. One of them being money. My fiance and I are doing well for being out on our own for only 8 short months. We’re young, this is our first time living independently and surprisingly, we are doing extremely well for our age and experience. We have money in savings, have an investing account, sticking to a budget, paying our bills on time and going out and enjoying ourselves. We are content. We are good. But, we are still stressed. If an emergency happens, we’re screwed. We don’t have that much money in savings. We don’t have an emergency fund. We are in debt.

Our debt does not take form of consumer debt (we’ve actually been smarter than most people our age and know how credit cards work; they are not free money), but in student loan debt. We are uncertain how much Brandon owes, but for only going to college for half a year before dropping out, I’d say it’s not that much. He’s making $50 payments every month to it. My student loans on the other hand, started out being more than $25,000. Right now, it’s $24,120. I’ve been putting $200 on it every paycheck. At this rate, I’m still looking at 5 years worth of debt repayment. Not something I want to be doing in my early 20s.

So, I have some financial goals I want to achieve. I want to:

Seems like a big list. But, it is definitely doable. And what is going to help me achieve this? Being a minimalist, living simply, being healthy and being as green as possible.

More money posts to come.

Continue this conversation on Twitter: @smplymnmllfe for minimalism inspiration and @katelyncresmer for Katelyn


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